PERSONAL INSURANCE

What will happen if you pass away unexpectedly? What will happen if you are unable to work due to an illness or injury? How will the Bills, Mortgage/rent payments be made? Have you set aside funds for funeral cost? Is your partner able to return to work right away? Why are there so many questions?
These are questions that are not often thought of by many of us until such events actually hit us in real life. At that point saying ‘I should have’ and ‘I could have taken some cover’ will not help you and your family financially.
Let us help you tailor make a package to suit your needs and budget. If you haven’t got a plan in place or is needing a second pair of eyes over your current plan, talk to us today!
LIFE / FAMILY PROTECTION
Provides a lump sum of funds or a monthly instalment in the event of Death to your loved ones
TRAUMA / CRITICAL ILLNESS
Provides a lump sum of funds to you and your family, 14 days after a diagnosis of a critical condition (eg: Cancer, Stroke, Heart Attack)
TOTAL PERMANENT DISABILITY
Provides a Lump sum of funds to you and your family in the event you suffer a Total, Permanent Disability and leave you unable to work Permanently.
MORTGAGE REPAYMENT INSURANCE
Provides a Monthly instalment to help you and your family cover those Hefty Mortgage Repayments in the event of you not being able to work due to an Injury or Illness.
INCOME PROTECTION
Provides a Monthly instalment to help you and your family cover household bills and daily living costs in the event of you not being able to work due to an Injury or Illness.
REDUNDANCY COVER
Provides a monthly payment of up to 6 months should you be made redundant. This option is available as an add-on to the Above Mortgage/Income protection benefits.
HEALTH / MEDICAL INSURANCE
Provides you and your family with the quickest and easiest way to diagnose and treat a potential medical condition. No waiting in the public system and have your medical provide work around your schedule.
Disclaimer: The above is an Overview of the Benefits available in the market. Name of benefits and wording can vary between different insurers. Please contact us for full explanation of the above benefits.

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